A buyer touring The Farms after a morning at The Point usually asks some version of the same question: if this is the same developer, does the golf membership come with it too?
The honest answer is no, and the reason why says something useful about how these two Mooresville communities actually work. Both were built by Crescent Communities off Brawley School Road, both sit inside the same school of Lake Norman planning, and marketing copy for The Farms sometimes describes it as a sister community to The Point with the Trump National amenities just down the road. That phrasing is not wrong exactly. It is just doing more work than it should, and a buyer who takes it literally can end up pricing the wrong thing.
One builder, two different deals
Crescent Communities developed The Point around a Greg Norman golf course and built the ownership structure so that a deed there comes bundled with club status. Every owner in The Point is at least a social member of Trump National Golf Club Charlotte, which means dining in the Tavern, the Dining Room, and the Men's Lounge, plus shopping at the General Store, is part of what you bought the day you closed. That membership tier does not include golf. Full golf access is a separate membership class, and Trump National's own site describes the club as invitation-only, with a membership director who helps identify a sponsor and the right classification once you're in.
The Farms was never built on that model. It has its own amenity system, its own dues structure, and no deeded connection to the golf course at all. The two communities share a builder and a stretch of road. They do not share a membership.
What a Farms due actually pays for
The Farms funds a separate recreation complex called The Homestead, and it is a real amenity system, not a consolation prize. Third-party trackers put annual dues near $1,475 a year, a figure that should be confirmed with the association or a closing attorney before anyone treats it as fixed. What that due has historically covered:
- A clubhouse and picnic pavilion for meetings and private events
- A swimming pool with an active summer program
- Tennis and pickleball courts, plus basketball and volleyball
- A multipurpose field used for soccer and other activities
- An outdoor kitchen and fire pits
- The Farms Hammerheads swim team, which runs practices and meets through the summer
The Farms Property Owners Association keeps an office at 420 Agnew Road with weekday hours, which is more administrative structure than a lot of subdivisions bother with. For lake access, most Farms residents rely on Hager Creek Access Point off McKendree Road rather than private docks, since The Farms was never built as a marina community the way The Point was. Some properties do have direct water frontage, but treating every Farms address as automatically waterfront is its own kind of overreach.
None of this touches a golf course. It was never designed to.
The invitation Trump National still requires
Here is the part that gets lost in "sister community" language. The Point's bundled social membership is a function of that specific deed, not of proximity to the club or shared developer history. A Farms owner who wants in still has to apply the same way anyone outside The Point would: find a sponsor, work through the membership director, and get accepted into whichever tier fits, full golf, corporate, or social. Trump National's membership page describes the process in those terms, and there is nothing in it that carves out a shortcut for a neighboring subdivision.
That distinction matters more than it sounds like it should, because it changes what a Farms purchase actually includes on day one versus what a buyer might assume it includes based on the marketing.
Pricing the two paths side by side
| The Point | The Farms | |
|---|---|---|
| Developer | Crescent Communities | Crescent Communities |
| Reported annual dues | Varies by year and listing, commonly cited in the low four figures | Roughly $1,475, per third-party HOA trackers |
| Golf club tie | Automatic, at least social membership included with ownership | None. Membership is a separate, invitation-only application |
| Core amenity | Trump National clubhouse, golf course, tennis, pool, dining | The Homestead: pool, tennis, pickleball, sports fields, clubhouse |
| Lake access model | Marina-oriented, extensive private waterfront | Mostly public access via Hager Creek, some direct waterfront lots |
Dues figures move year to year and should always be verified directly with each association before they factor into an offer. The structural difference in the middle two rows is the part that holds steady regardless of the exact number: one neighborhood ties club status to the deed, the other does not.
What this means if you're pricing the two neighborhoods against each other
Homes in The Farms have sold across a wide range over the past year, roughly $470,000 to $1.55 million, which means buyers at very different price points are all paying into the same Homestead system. If that recreation complex, the pool, the courts, the swim team, is the lifestyle you're after, The Farms delivers it at a lower due than a Point deed carries, and it delivers it without any golf course commitment attached.
If golf access is the actual goal, the math changes. A Point buyer gets a foothold at Trump National the moment they close, even if it's only the social tier to start. A Farms buyer who wants that same foothold has to build a separate line item into their plan, since membership there runs through the club's own invitation process rather than anything tied to a Farms address. That is not a strike against The Farms. It is simply a different product wearing similar language.
The mistake worth avoiding is assuming "sister community" means the two neighborhoods split the same benefits. They share a builder and a road. The deed is where the actual difference lives, and that is the number a serious buyer should ask about before assuming anything is included.
Talk it through before you write an offer
If you're comparing The Farms to The Point, or trying to figure out what a specific address in either neighborhood actually includes before you make an offer, that's exactly the kind of question worth a direct conversation rather than a guess based on a listing description. Zach Francis has worked this stretch of Lake Norman since 2006 and can walk you through what each HOA structure locks in, what it leaves open, and what that means for your specific budget. Let's Connect.
This article is general information, not legal, tax or financial advice. Consult a qualified professional about your situation.
